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Smarter Payments without borders…

Seamlessly process payments the
smarter way in up to 190 different
currencies using our dedicated
advanced payment systems…

Start accepting Payments on your website with our smarter payment system

Seamlessly process online payments in all card brands and in over 200 alternative payment methods.

Quaife payments

Being able to accept online payments may help your business grow. With Quaife online payments you can accept payments through your website, by phone (via a virtual terminal) and through links on email invoices.

Our various online payment options accept all major credit and debit cards, provide access to a range of fraud screening tools and allow you to choose how you want to integrate your website to the payment gateway, depending on the requirements of your business

Payment Gateway

Our Payment Gateway allows you to log into your merchant account, view all of your transactions, issue refunds, view payment analytics and edit fraud prevention settings.

Pay by link
Provide your customers with a link, that they can click and pay instantly
Pay by Invoice
Send invoices to your clients with our checkout link directly from the Payment
Online Checkout
Integrate our payment methods by server to server, Payment Widget or web redirect
Mobile Checkout
Add our Payment Checkout to your App (iOS, Android and Windows)
Virtual Terminal
Take payments over the telephone and enter directly into the payment gateway for processing

Integration

At Quaife, it is our belief that integrations should be as simple and painless as possible.

Every integration is different and comes with it’s own issues and solutions. Our dedicated support team will help guide you through this process as quickly and efficiently as possible to get your payments up-and-running and get you processing transactions with ease.

Follow the 3 easy steps below to get stated intergrating your payment gateway.

First, perform a server-to-server POST request to prepare the checkout with the required data, including the order type, amount and currency. The response to a successful request is a JSON string with an id, which is required in the second step to create the payment form.

For a full list of parameters that can be sent in the prepare checkout request, check the documentation links below:

To create the payment form you just need to add the following lines of HTML/JavaScript to your page and populating the following variables. i. The checkout’s id that you get in the response from step 1
<script src="https://test.oppwa.com/v1/paymentWidgets.js?checkoutId={checkoutId}"></script>
ii. The shopperResultUrl, which is the page on your site where the customer should be redirected to after the payment is processed and the brands that will be available.
<form action="{shopperResultUrl}" class="paymentWidgets" data-brands="VISA MASTER AMEX"></form>
View the customization guide for more information on customizing the payment form.

Once the payment has been processed, the customer is redirected to your shopperResultUrl along with a GET parameter resourcePath.

Important: The baseUrl must end in a “/”, e.g. “https://test.oppwa.com/”.

Then, to get the status of the payment, you should make a GET request to the baseUrl + resourcePath, including your authentication parameters.

Example of a resourcePath:

resourcePath=/v1/checkouts/{checkoutId}/payment

For a full list of parameters that can be sent in the prepare checkout request, check the documentation links below:

IMPORTANT: A throttling rule applies for get payment status calls. Per checkout, it is allowed to send two get payment requests in a minute.

We recommend that you verify the following fields from the Payment Status response, by comparing the returned values with expected:

  • ID(s)
  • Amount
  • Currency
  • Brand
  • Type

Payment Security

Payment Gateway that’s fully PCI DSS Level 1 certified and is a member of the PCI Initiative.

Our data recovery sites and two active redundant data centres make sure that our clients have a highly secure and resilient payment service with 99.99% availability.

Fraud Prevention

Quaife.net’s internal risk offering includes more than 120 risk checks, easily configured within our user interface, the Business Intelligence Platform. For an even simpler solution, our payment experts have devised OneClickSafe, three bundled fraud prevention options – smart, advanced, and excellent – that can be selected or changed with just one click. Some of our more popular individual internal fraud prevention options include:

  • 3D Secure
  • Alternative Payment Method
  • Selection
  • Black and whitelisting
  • Geo IP location checks
  • Velocity checks
  • Device fingerprinting

Payment Security

For payment providers focused on industries that need specialised risk checks or those that simply want additional layers of security,

Quaife.net offers simple and rapid routing to nearly two dozen fraud prevention providers. In addition, with Fraud Preventer on Demand, we will quickly connect to any third party provider not yet in our network.

Mobile SDK

Mobile SDK makes it easy to accept payments in your mobile app on iOS and Android platforms.

The links to the guides below show you how to integrate in-app payments into your mobile shop or build a wallet-style app. The Mobile SDK takes care of the complexity: it routes the payment correctly to your account and handles the interaction with the payment gateway.

Merchant Account Pricing

Standard Pricing

1.65% + £0.12

Per Transaction*
 
  • Additional fees will apply to transactions from cards issued outside of the EU/EEA
  • A flat £25 fee is assessed for chargebacks
  • For merchants that have their own American Express account, Quaife can pass through American Express transactions at a cost of £0.12 per transaction with no additional fees.
  • Discounted rates are available for business processing over £50k per month
  • Interchange plus pricing is also available for merchants in Europe
 

Custom Pricing

Tailored pricing based on volume and business model.
Call, email, or submit the form for information on custom quotes.
 
Bespoke pricing is available for merchants processing over £500,000 per month. Schedule a call with a member of our team.
 

Small Print: There is a minimum monthly fee of £100.00 meaning you pay no monthly fee if your transaction fees are greater than £100.00.

MERCHANT

Should you be interested in becoming a merchant, then please fill out the short form below and one of our specialists will be in touch shortly.

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